WAYLAND BAPTIST UNIVERSITY
_____________ Campus      

CREDIT AGREEMENT

I have read, understand, and agree that this is a legally binding instrument with all conditions herein.  I am fully responsible for payment of all costs incurred by enrolling.

I will submit official WBU forms to WBU to DROP, ADD, or CHANGE a class.  I understand and agree that the amount of refund due my account will be based upon the date I submit the official forms.  The refund schedule is as follows:

• 100% of tuition previously charged to the student account for a course:                       Prior to the first class meeting
• 75% of tuition previously charged to the student account for a course:                         1-4 days after first class meeting
• 25% of tuition previously charged to the student account for a course:                         5-12 days after first class meeting
• 0% of tuition previously charged to the student account for a course:                           13 days and up after first class meeting
• A $10 administrative fee will be charged for processing each course dropped.

I understand and agree that my account must be paid in full in order to re-enroll for future terms, receive transcripts, and/or graduate. If I default on any portion of my financial obligation to Wayland Baptist University I will be responsible for additional costs such as but not limited to reasonable collection costs, late fees and/or attorney fees.

STUDENT INFOMATION

                                                                                                                                                                       
Student PRINTED Name                                                            Student email

                                                                                                                                                                       
Student SIGNATURE                                                                 Cell Phone Number

________________________________                                                                                                           
Student ID                                                                                Date         

                                                                                                                                                                       
Current Address                                                                        WBU Official    

REFERENCE INFORMATION

________________________________________              ______________________________________
Name                                                                                        Cell Phone Number

________________________________________              ______________________________________
Name                                                                                        Cell Phone Number

PROMISSORY NOTE

I have requested and been approved to pay tuition costs on the installment plan, paying a minimum of 1/3 of said costs at the time of registration and the second and final installments on the dates listed below.

Term ______________   TOTAL Tuition costs or balance after FA                      $____________________
On or before
First 1/3 installment                 Due: 1st day of class     $ ____________________

                                    Second 1/3 installment. Due:30 days from 1st day of class   $ ____________________

Final 1/3 installment.     Due: 60 days from 1st day of class  $ ____________________

I understand that failure to make payments as scheduled above will result in a Non-Refundable fee of $50 for each late payment.
_____________________________________
Student SIGNATURE

AZ State requirement please do not remove.

• I may cancel this contract and receive a full refund of all monies paid to date if cancellation is made in writing to the Phoenix Campus Dean and mailed/delivered to the institution at  2702 N. 3rd Street #1050, Phoenix, AZ 85004  with three (3) business days(excluding Sat, Sun & Federal or State holidays) after the date of signature.  Such refund will be no later than 30 days.
• Any holder of the consumer credit is subject to all claims and defenses which the debtor could assert against the seller of goods or services obtained pursuant hereto or with the proceeds hereof.  Recovery hereunder by the debtor shall not exceed amount paid by the debtor. (FTC Rule effective 5-14-76).           
• Wayland Baptist University does not guarantee job placement to graduates upon program/course completion or upon graduation.